Auto Accident

Texas operates under a modified comparative fault rule which means that the amount of compensation you receive can be reduced by an amount that is equivalent to your percentage of fault in causing the accident. However, if you are found to be more than 50% at fault, you will not be able to recover any compensation. Therefore, understanding the specifics of Texas liability laws is crucial. Texas law requires all drivers to carry minimum amounts of liability insurance to cover costs associated with accidents they cause. This includes $30,000 per injured person, up to a total of $60,000 per accident, and $25,000 for property damage. Additionally, Texans may opt for more comprehensive coverage including collision and personal injury protection to help further mitigate the financial impacts after an accident. Given the state's high rate of vehicular incidents, it's advisable for drivers to consider additional coverage beyond the state-required minimums.

After an auto accident, drivers typically face numerous challenges when dealing with insurance companies. These include delays in the processing of claims, underpayment of claims, and outright denials. Insurers may also dispute the severity of injuries or the necessity for certain medical treatments, complicating the settlement process. It is common for insurers to require extensive documentation, delay communication, or offer settlements that do not fully cover the damages and medical expenses incurred. Such tactics can add significant stress and financial strain on accident victims. Engaging an experienced auto accident lawyer can help navigate these challenges, ensuring that your rights are protected and you receive the maximum compensation allowable by law.

With a significant number of auto accidents occurring annually in Texas, our firm is deeply experienced in representing victims of vehicular accidents. Whether your accident was a minor fender-bender or a serious collision, it is crucial to have a legal team that understands the complexities of Texas traffic laws and insurance regulations. Our attorneys at Danny Ray Scott and Gulf Coast Insurance Lawyers are committed to advocating for the rights of policyholders and accident victims. If you've been involved in an auto accident and feel that your insurance company is not handling your claim fairly, or if you're facing resistance in obtaining the compensation you deserve, contact us for a consultation to see how we can assist in your case.